Myths you should stop believing
20 percent down borrowers are better buyers.
Pre approval is a loan guarantee.
You need 20 percent down to buy a home or you can't buy a home with zero money down.
You can't buy a home or get a mortgage if you have no credit or very little credit.
Pre qualification and Pre approval are the same things.
You cannot buy a home if you have student loans.
A 30 year mortgage is always the way to go.
Taxes and insurance must be paid with your mortgage.