Myths you should stop believing

20 percent down borrowers are better buyers.​

Pre approval is a loan guarantee.

You need 20 percent down to buy a home or you can't buy a home with zero money down.

You can't buy a home or get a mortgage if you have no credit or very little credit.

Pre qualification and Pre approval are the same things.

You cannot buy a home if you have student loans.


A 30 year mortgage is always the way to go.

Taxes and insurance must be paid with your mortgage.

Tollefson Lending Team

Luxury & Second Home Financing Specialist

1842 Union Street

San Francisco, Ca 94123

3092 North Lake Boulevard, Suite 4

Tahoe City, CA 96145

O: 415.691.7325 | C: 971.998.4758 


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